Safe Home Equity Line Of Credit (SHELOC) 

The product is designed especially for property owners who intend to raise cash on the Equity Release on their property to meet their immediate cash requirements.


SHELOC is an Equity Release scheme which allows ONLY mortgagors of Safetrust Mortgage Bank Limited with perfected legal mortgage to take advantage of the equity built-up on their properties to raise cash for immediate use. The equity is thus, the value of the property minus any outstanding mortgage on it.

Product Benefits:

  • This product allows mortgage customers to access loan to meet various needs based on equity built-up on their properties.
  • Every mortgage customer of Safetrust is eligible to this loan.
  • Loan can be accessed to meet personal needs.
  • No additional security required for the loan.
  • Convenient repayment period of 2 years.
  • Attractive and competitive interest rate.